Delinquencies are up in areas where unemployment rates are rising and home prices are falling.

Falling mortgage rates in January 2026 pushed refinance volume up 50% and increased the VA lending share, per Optimal Blue data.

Products, Services, and Software for Brokers and Lenders There’s a reason $5.99 feels different than $6.00. Behavioral economists call it the “left-digit effect.” When it comes to mortgage rates, ...

Borrowing a mortgage to buy or refinance a home can seem daunting, especially when mortgage rates are much higher than they were just a few years ago. But with a little comparison ...

About 1.1 million homeowners were underwater on their mortgages at the end of last year as home prices stalled, signaling a ...

The worst thing you can do after missing a payment is go silent. “Borrowers who call early almost always have more options,” ...

Sharp pickup in refis: Refinance activity surged in January as falling rates quickly translated into borrower demand. Rate-and-term refinance locks increased 50% MoM and were more than four times ...

A common mistake first-time homebuyers make is draining their savings to cover closing costs or put down the largest possible down payment. While this could help you get a lower rate or pay less in ...

Outpacing competitors by more than 50%, Berkadia ranked as the #1 HUD Multifamily Lender and the #1 HUD New Construction/Sub Rehab Lender in 2025, with $1.3 billion in financing across 41 transactions ...

The U.S. Department of Housing and Urban Development (HUD) recently revised the requirements for bidding at a foreclosure sale and for ...

The U.S. Department of Housing and Urban Development (HUD) recently took concrete steps toward addressing industry concerns and uncertainty related ...

The changes introduced in November signal a major shift from a focus on permanent housing to more temporary housing solutions ...